Downloaded from hlayiso.com
NATIONAL
SENIOR CERTIFICATE
GRADE 12
GEOGRAPHY P1
NOVEMBER 2022
MARKING GUIDELINES
MARKS: 150
These marking guidelines consist of 13 pages.
Copyright reserved Please turn over
Skip to contentAll 2022 papers _hlayiso.com_--4c59a80f-eefb-4b65-9ca9-51658f6452b0/v1-e79e48ec611b0f079df9/card.webp)




%20SEP%202022%20Question%20Paper_hlayiso.com_--a9fc8224-0596-43ea-897e-9b4730291373/v1-4015aa54a8e10b791a04/card.webp)
View all%20June%202025%20Question%20Paper--a52dca5e-efc4-4060-84c3-24f7269a2a79/v1-a9ef6866fc707402ff5a/card.webp)
%20June%202025%20Question%20Paper--ba0a3969-240a-4bba-bdb6-7d02a7f80205/v1-98bc441a090fdcbd55aa/card.webp)



%202024%20Possible%20Answers_hlayiso.com_--e19dd834-ffaf-4fe6-a8a4-9ee8f8597c29/v1-cd443ecc5afd789f654b/card.webp)
Geography Grade 12 Paper 1 NSC November 2022 Memo (English)
Grade 12 Geography Paper 1 memorandum from the NSC November Exam 2022 (English), 13 pages. Read online or download the free PDF.
Geography · Grade 12 · NSC November Exam · 2022. Memorandum. Read online or download the PDF.
- Subject
- Geography
- Grade
- Grade 12
- Document type
- Memorandum
- Year
- 2022
- Exam period
- NSC November Exam
- Paper
- 1
- Curriculum
- CAPS
- Pages
- 13
- File size
- 567.7 KB
Free to read online, no sign-up needed
Loading document…
Loading document…
1 of 13
This exam
NSC November Exam 2022
Questions in this paper
Document textSearch extracted text and jump to a page.
Downloaded from hlayiso.com
Geography/P1 2 DBE/November 2022
NSC – Marking Guidelines
MARKING PRINCIPLES FOR GEOGRAPHY- NSC NOVEMBER 2022 AND NSC/SC
JUNE 2023
The following marking principles have been developed to standardise marking in all
provinces.
MARKING
ALL questions MUST be marked, irrespective of whether it is correct or incorrect
Where the maximum marks have been allocated for a particular question, place an
over the remainder of the text to indicate the maximum marks have been achieved.
A clear, neat tick must be used:
o If ONE mark is allocated, ONE tick must be used:
o If TWO marks are allocated, TWO ticks must be used:
o The tick must be placed at the FACT that a mark is being allocated for
o Ticks must be kept SMALL, as various layers of moderation may take place
Incorrect answers must be marked with a clear, neat cross:
o Use MORE than one cross across a paragraph/discussion style questions to
indicate that all facts have been considered
o Do NOT draw a line through an incorrect answer
o Do NOT underline the incorrect facts
For the following action words, ONE word answers are acceptable: list, name, state,
identify
For the following action words, a FULL sentence must be written: describe, explain,
evaluate, analyse, suggest, differentiate, distinguish, define, discuss, why, how
The following action words need to be read within its context to determine whether a
ONE- word answer or FULL sentence is required: provide, what, tabulate and give
NOTE THE FOLLOWING
If the numbering is incorrect or left out, as long as the sequence of answers to
questions is followed candidates can be credited
Spelling errors if recognisable, award the marks provided the meaning is correct.
Be sensitive to the sense of an answer, which may be stated in a different way
In questions where a letter is the accepted response, but the learner writes the actual
answer- award marks.
There will be additional guidelines for the marking of certain questions. (*)
TOTALLING AND TRANSFERRING OF MARKS
Each sub-question must be totalled
o Questions in Section A has five sub-sections, therefore five sub-totals per question
required. Section B has three sub-sections and three sub-totals.
o Sub-section totals to be written in the right-hand margin at the end of the sub-
section and underlined
o Sub-totals must be written legibly
o Leave room to write in moderated marks on different levels
Total sub-totals and transfer total to top left-hand margin next to question number
Transfer total to cover of answer book
Copyright reserved Please turn over
Downloaded from hlayiso.com
Geography/P1 3 DBE/November 2022
NSC – Marking Guidelines
QUESTION 1
1.1.1 A (South Atlantic High) (1)
1.1.2 B (Kalahari High) (1)
1.1.3 B (South Indian) (1) 2
1.2.1 Melting snow
1.2.2 Mouth
1.2.3 Third order 2
1.3.1 Katabatic
1.3.2 1 occurs during the day while 2 occurs at night
1.3.3 Cold air rolls down
into the valley and forms an inversion
Air flows downslope
6
1.4.1 Shape of front concave
Steep gradient of front
1.4.2 Warm air undercuts the cold air
1.4.3 Air behind the cold front is colder than the air in front. Cold air moves faster than
warm air ahead of it. Cold front catches up with
the warm front. 7
1.5.1 (a) A river that only flows all year round
(b) The river channel is wide
(c) Regularity of rainfall and the soil type over which the streams flow.
1.5.2
Gauteng and the Eastern Cape
1.5.3 The cost of food production will increase at it is costly to buy purified water. Farmers
will have to buy more chemicalsto purify water. Chemicals cost a lot and this will
increase production costs. It will be costly to purify water for use in electricity
generation. These costs will be included in electricity prices. Costs will increase the
price of electricity during production. There will be less clean water to generate
hydro- electricity.
13
Copyright reserved Please turn over
Downloaded from hlayiso.com
Geography/P1 4 DBE/November 2022
NSC – Marking Guidelines
SECTION A: CLIMATE AND WEATHER AND GEOMORPHOLOGY
QUESTION 1: CLIMATE AND WEATHER
1.1 1.1.1 D (1)
1.1.2 B (1)
1.1.3 A (1)
1.1.4 B (1)
1.1.5 D (1)
1.1.6 C (1)
1.1.7 C (1)
1.1.8 D (1) (8 x 1) (8)
1.2 1.2.1 Z (1)
1.2.2 Y (1)
1.2.3 Y (1)
1.2.4 Z (1)
1.2.5 Z (1)
1.2.6 Y (1)
1.2.7 Z (1) (7 x 1) (7)
Copyright reserved Please turn over
Downloaded from hlayiso.com
Geography/P1 5 DBE/November 2022
NSC – Marking Guidelines
1.3 1.3.1 Westerlies (1) (1 x 1) (1)
1.3.2 Cold front (1) (1 x 1) (1)
1.3.3 A (1) (1 x 1) (1)
1.3.4 The windspeed behind the cold front is faster (30 knots) (2)
GIVE A
REASON FOR
YOUR ANSWER
The windspeed behind the warm front is slower (10 knots) (2)
TO QUESTION
1.3.3.
Ahead of the cold front the air is warmer/less dense/lighter (2)
Ahead of the warm front the air is colder/denser/heavier (2)
Warm front use energy to move forward and rise (2)
The pressure gradient associated with the cold front is steeper (2)
[ANY ONE] (1 x 2) (2)
1.3.5 Clockwise circulation of air (2)
GIVE
EVIDENCE
FROM THE
Position of the low pressure is south of the system (2)
SKETCH
THAT THE
Warm sector / Cold front is to the north (2)
MID-
LATITUDE Cold sector / Warm front is to the south (2)
CYCLONE IS
FOUND
THE
IN Backing of the wind occurs (2)
SOUTHERN
HEMISPHERE Apex is to the south (2).
[ANY ONE] (1 x 2) (2)
1.3.6 (a) Z (2) (1 x 2) (2)
GIVE
EVIDENCE
THAT C IS A
(b) The air behind the cold front is colder (10˚C) than the cool air in front
COLD FRONT
OCCLUSION.
of the warm front (14˚C) (2)
The cold front symbol is at the apex of the mid-latitude cyclone (2)
Cold front touches the surface (2)
Cold front has uplifted the warm front (2)
Cumulonimbus clouds evident (2)
[ANY ONE] (1 x 2) (2)
EXPLAIN HOW
THE
FRONT
COLD (c) The cold front which is moving faster undercuts/overtakes (√) the
OCCLUSION
DEVELOPED.
warm front (2)
* The warm air is forced to rise (√), resulting in the narrowing of the
warm sector (2)
The cool air (in front of the warm front) (√) is completely uplifted (2)
[ANY TWO – Accept 2 x 1 if not qualified] (2 x 2) (4)
Part marking guideline
Process: 1. undercutting
2. Upliftment
3. Position
1.4 1.4.1 20 February (1) (1 x 1) (1)
1.4.2 Batsirai is located in the tropical easterly wind belt (2)
GIVE ONE
REASON FOR
THIS
Driven by the easterlies/trade winds (2)
MOVEMENT.
[ANY ONE] (1 x 2) (2)
Copyright reserved
Downloaded from hlayiso.com
Geography/P1 6 DBE/November 2022
NSC – Marking Guidelines
1.4.3 The tropical cyclone reached the land (Madagascar) (2)
SUGGEST TWO
REASONS FOR
THE LARGE
Frictional drag over Madagascar (2)
DECREASE IN
WIND SPEED
Decrease in moisture content (2)
BETWEEN 20
AND 25 Less latent heat available (2)
FEBRUARY
2022. The tropical cyclone entered higher latitudes/cooler waters (2)
Atmospheric pressure increases (2)
[ANY TWO] (2 x 2) (4)
1.4.4 Coastal areas would be flooded (2)
HOW COULD
STORM
SURGES
Re-shaping of coastline (accept examples) (2)
NEGATIVELY
IMPACT THE
Increased soil erosion (2)
PHYSICAL
ENVIRONMENT Possibility of mass movement (accept examples) (2)
ON THE EAST
COAST
MADAGASCAR
OF Destruction of biodiversity (accept examples)(2)
?
Destruction of habitats (accept examples) (2)
Pollution of water sources (2)
Pollution of soil (2)
(Accept) Damage to Infrastructure (accept examples) (2)
[ANY TWO] (2 x 2) (4)
1.4.5 The area is prone to tropical cyclones (2)
EXPLAIN THE
IMPORTANCE
OF
To observe the path of a tropical cyclone (2)
MONITORING
TROPICAL
CYCLONES
To observe the development of a tropical cyclone (2)
LIKE BATSIRAI
FOR Enables advanced weather predictions (2)
MADAGASCAR.
Enables the collection of data on rainfall rates/wind speed (2)
Effective in providing early warning systems (2)
To reduce the level of impact of the system (accept examples) (2)
To be prepared and limit possible damages (accept examples) (2)
To have enough time to evacuate (2)
To plan/prepare emergency procedures (accept examples) (2)
[ANY TWO] (2 x 2) (4)
1.5 1.5.1 Summer (1) (1 x 1) (1)
1.5.2 Weak descending air (2)
GIVE A
REASON FOR
YOUR
The inversion layer is above the escarpment/plateau (2)
ANSWER TO
QUESTION
Moist (onshore) winds will reach the interior (2)
1.5.1.
Wet conditions over the interior (2)
[ANY ONE] (1 x 2) (2)
1.5.3 Plateau (1)
IDENTIFY TWO
FACTORS,
VISIBLE IN THE
Height above sea level (1)
SKETCH,
WHICH
Ocean currents (1)
INFLUENCE
THE CLIMATE Inversion layer (1)
OF SOUTH
AFRICA. Descending air/Kalahari HP (Anticyclonic movement) (1)
Distance from the ocean (1)
[ANY TWO] (2 x 1) (2)
Copyright reserved Please turn over
Downloaded from hlayiso.com
Geography/P1 7 DBE/November 2022
NSC – Marking Guidelines
1.5.4 As air subsides it compresses and heats up (2)
EXPLAIN
DESCENDING
AIR IN THE
Adiabatic heating due to subsiding air (2)
DEVELOPMENT
OF THE
[ANY ONE] (1 x 2) (2)
INVERSION
LAYER.
1.5.5 Sketch (A)
IN A
PARAGRAPH
OF
Inversion layer is above the level of the plateau/escarpment (2)
APPROXIMATE
LY EIGHT
Moist air flows into the interior (2)
LINES,
DESCRIBE Unstable conditions cause air to rise (2)
HOW THE
POSITION OF
THE
Condensation occurs and clouds form (2)
INVERSION
LAYER IN Results in more rainfall (2)
SKETCHES A
AND B
INFLUENCES
THE AMOUNT
OF RAINFALL
Sketch (B)
IN THE
INTERIOR OF Inversion layer below the level of the plateau/escarpment (2)
SOUTH
AFRICA. Moist air cannot reach the interior (2)
Stable conditions cause clear skies (2)
Less/No condensation occurs (2)
Results in less/no rainfall (2)
[ANY FOUR – MUST INCLUDE CONDITIONS OF SKETCH A AND
SKETCH B] (4 x 2) (8)
[60]
Copyright reserved Please turn over
Downloaded from hlayiso.com
Geography/P1 8 DBE/November 2022
NSC – Marking Guidelines
QUESTION 2 - GEOMORPHOLOGY
2.1 2.1.1 B (1)
2.1.2 B (1)
2.1.3 A (1)
2.1.4 B (1)
2.1.5 A (1)
2.1.6 B (1)
2.1.7 B (1)
2.1.8 B (1) (8 x 1) (8)
2.2 2.2.1 D (1)
2.2.2 C (1)
2.2.3 C (1)
2.2.4 B (1)
2.2.5 C (1)
2.2.6 B (1)
2.2.7 C (1) (7 x 1) (7)
2.3 2.3.1 Permanent (1) (1 x 1) (1)
2.3.2 Dendritic drainage pattern (1)
STATE TWO
CHARACTERIST
ICS OF THE
Volume of water increases from source to mouth (1)
RIVER SYSTEM
EVIDENT IN
High water table (1)
THE SKETCH
Tributaries are divided by Interfluves (1)
2nd order stream (1)
Low drainage density (Few tributaries) (1)
Permanent / Perennial river (1)
The river intercepts the water table (in wet and dry season) (1)
Gentle gradient (1)
The tributaries are joining the mainstream at an acute angle (1)
[ANY TWO] (2 x 1) (2)
Copyright reserved Please turn over
Downloaded from hlayiso.com
Geography/P1 9 DBE/November 2022
NSC – Marking Guidelines
2.3.3 Less vegetation at A (2)
GIVE
EVIDENCE
FROM THE
More tributaries feed the channel at A (2)
SKETCH
THAT THE
The channel at A is wider (2)
SURFACE
RUN-OFF IS Higher volume of water at A (The line indicating the river is thicker at A) (2)
GREATER
AT A THAN
AT B.
A is in the middle or lower course (2)
Higher stream order at A (2)
[ANY TWO – MAY ANSWER WITH REFERENCE TO B] (2 x 2) (4)
2.3.4 (a) Z (2) (1 x 2) (2)
(b) The river intercepts the wet and dry water tables (2) (1 x 2) (2)
:
2.3.5 (a) It will lower the water table (2) (1 x 2) (2)
HOW WILL A WATER
DECREASE IN TABLE
PRECIPITATION
AFFECT THE
FOLLOWING
HOW WILL A
DECREASE IN
PRECIPITATION
(b) It changes to a periodic or episodic river (non-perennial) (2)
TYPE
AFFECT
FOLLOWING
THE OF
RIVER
The type of the river remains unchanged (permanent) (2)
[ANY ONE] (1 x 2) (2)
2.4.1 Lower (1) (1 x 1) (1)
2.4.2 Meander (1) (1 x 1) (1)
2.4.3 (a)
DRAW
A
(1) (1)
ROUGH
CROSS
-
SECTIO
N
FROM
B TO C.
Marks to be allocated for the correct shape of the undercut (steep)
and the slip-off slopes (gentler) (2 x 1) (2)
(b) B (1) (1 x 1) (1)
(c) The river flow is faster (at the outer bank) (2)
GIVE A
REASON
FOR
The river has more energy (2)
YOUR
ANSWE
R TO
[ANY ONE] (1 x 2) (2)
QUESTI
ON
2.4.3(b).
Copyright reserved Please turn over
Downloaded from hlayiso.com
Geography/P1 10 DBE/November 2022
NSC – Marking Guidelines
2.4.4 The outer bank of the river gets eroded (2)
IN A
PARAGRAP
H OF
Deposition takes place on the inner bank (2)
APPROXIMA
TELY EIGHT
Continuous erosion and deposition cause the neck to become narrower (2)
LINES,
DESCRIBE Meander loop develops (2)
THE
PROCESSES
THAT
During flooding, the river cuts through the meander neck (2)
RESULTED
IN THE Deposition occurs at the neck of the meander loop (2)
CHANGE OF
FLUVIAL
LANDFORM
The meander loop is now separated from the main stream forming an
A TO AN OX-
BOW LAKE
oxbow lake (2)
AT D.
[ANY FOUR] (4 x 2) (8)
2.5 2.5.1 Department of Water Affairs (1) (1 x 1) (1)
2.5.2 Sewage facilities (1)
IDENTIFY TWO
SOURCES THAT
NEGATIVELY
Mining areas (1)
IMPACT
QUALITY
THE
OF
WATER OF THE
Informal settlements (1)
DONALDSON
DAM. [ANY TWO] (2 x 1) (2)
2.5.3 Test / monitor the water quality (2) (accept examples)
WHY ARE THE
WATER
SAMPLING
Identify the origin of the water pollution (2)
POINTS
(TESTING
Check the level of water pollution (2)
POINTS)
IMPORTANT? Ensure that the ecosystem remains healthy (2)
Ensure that the ecosystem remains in balance (2)
Preserve the biodiversity (2)
To do ongoing research and predictions (2)
To ensure water is safe for people to use (2)
To assist with proper water management (2)
To avoid people getting (waterborne) diseases (2) (accept examples)
[ANY ONE] (1 x 2) (2)
2.5.4 The pesticides/herbicides end up in the rivers (2) (accept examples)
HOW DO
AGRICULTURA
L PRACTICES
The cattle droppings/waste is washed into rivers (2)
IN THE MOOI
RIVER
Fertilizers end up in the rivers (2)
CATCHMENT
AREA CAUSE Poor farming methods cause soil erosion (2) (accept examples)
WATER
POLLUTION
OF THE RIVER
Removing of vegetation increases run-off of more polluted material in
SYSTEM?
water (2)
Irrigation/farming pollute the water (2)
[ANY TWO] (2 x 2) (4)
Copyright reserved Please turn over
Downloaded from hlayiso.com
Geography/P1 11 DBE/November 2022
NSC – Marking Guidelines
2.5.5 Decrease the use of pesticides/herbicides (2)
SUGGEST
THREE
SUSTAINABLE
Buffering of the Mooi River catchment area (2)
STRATEGIES
THAT CAN BE
Practice green agriculture (accept examples) (2)
IMPLEMENTED
IN ORDER TO Close the mines along the banks (2)
MAINTAIN THE
QUALITY OF
WATER IN THE
Manage dumping of industrial waste (accept examples) (2)
MOOI RIVER
CATCHMENT Reduce deforestation (2)
AREA.
Reduce pollution of (ground) water (2)
Implement legislation (accept examples) (2)
Provide incentives (accept examples) (2)
Create awareness (accept examples) (2)
Implement wastewater treatment (2)
Ensure stormwater management (2)
Ensure conservation of wetlands (2)
Proper land use planning (accept examples) (2)
Regular testing (accept examples) (2)
Improve infrastructure in informal settlements (accept examples) (2)
Maintain water purifying plants (2)
Regular environmental impact assessment studies (2)
Afforestation / Recover the flood plain/riparian zone (2)
[ANY THREE] (3 x 2) (6)
[60]
TOTAL SECTION A: 120
Copyright reserved Please turn over
Downloaded from hlayiso.com
Geography/P1 12 DBE/November 2022
NSC – Marking Guidelines
SECTION B
QUESTION 3: GEOGRAPHICAL SKILLS AND TECHNIQUES
3.1 3.1.1 B (1) (1 x 1) (1)
3.1.2 A (1) (1 x 1) (1)
3.1.3 Distance = Map distance x Map scale
= 9 (1) cm x 100 (Range 8.9 to 9.1)
= 900 m (1) (Range 890 m to 910 m) (2 x 1) (2)
3.1.4 (1)
DRAW A
FREEHAND
CROSS-
SECTION
FROM THE
RECREATIO
N FACILITY
AT POINT F
IN BLOCK D2
TO POINT G
IN
D3.
BLOCK (1)
INDICATE F
AND G ON
YOUR
[AWARD 1 MARK FOR CORRECT SHAPE WITHOUT LABELS] (2 x 1) (2)
CROSS-
SECTION.
3.1.5 Yes (1) (1 x 1) (1)
3.1.6 Total change: 9' x 6 years = 54' (1)
CALCULATE THE
MAGNETIC
DECLINATION
Magnetic declination for 2022: 24º 42'
FOR 2022. THE
DIFFERENCE IN
YEARS IS 6 YEARS
+(1) 54'
AND THE
ANNUAL
CHANGE IS 9'
24º 96'
WESTWARDS.
25º 36' west of true north (1) (3 x 1) (3)
3.2 3.2.1 C (1) (1 x 1) (1)
3.2.2 (a) morning (1) (1 x 1) (1)
(b) The shadows fall in a south-westerly direction (2) (1 x 2) (2)
3.2.3 Rainfall is seasonal (2) (1 x 2) (2)
3.2.4 (a) The river flows towards the dam (1)
RIVER H IN
BLOCK
GENERALLY
B1 The V-shape contour lines point in a south-westerly direction (1)
FLOWS IN A
NORTH-
Height decreases in a northerly direction (1)
EASTERLY
DIRECTION.
[ANY ONE] (1 x 1) (1)
GIVE MAP
EVIDENCE TO
SUPPORT THIS
STATEMENT.
GIVE EVIDENCE
WHY THE TYPE
OF FLOW OF
(b) Flat/Gently sloping (2)
RIVER H
ASSOCIATED
IS
Widely spaced contour lines (2)
WITH LAMINAR
FLOW [ANY ONE] (1 x 2) (2)
Copyright reserved Please turn over
Downloaded from hlayiso.com
Geography/P1 13 DBE/November 2022
NSC – Marking Guidelines
3.2.5 B (1) (1 x 1) (1)
3.2.6 Uniform/homogenous resistance (2)
Horizontally layered (2)
[ANY ONE] (1 x 2) (2)
3.3 3.3.1 D (1) (1 x 1) (1)
3.3.2 primary (1) (1 x 1) (1)
3.3.3 Higher number of pixels was used (1)
The pixels are smaller (1)
Close up view (1)
Better quality camera or lens used (1)
[ANY ONE] (1 x 1) (1)
3.3.4 Features are clearly visible (accept examples) (2) (1 x 2) (2)
3.3.5 Power line (1)
Buildings (1)
[ANY ONE] (1 x 1) (1)
3.3.6 Infrastructure data layer
1 mark for correct reference symbol (relating to QUESTION 3.3.5).
1 mark for redrawing the power line crossing the road /1 mark for the
correct position of the building (2 x 1) (2)
TOTAL SECTION B: 30
GRAND TOTAL: 150
Copyright reserved Please turn over
Study this subject
Recommended for this subject
_hlayiso.com_--4c59a80f-eefb-4b65-9ca9-51658f6452b0/v1-e79e48ec611b0f079df9/card.webp)
Memorandum
Geography Grade 12 Paper 1 NSC November 2020 Memo (English)

Memorandum
Geography Grade 12 Paper 1 NSC November 2019 Memo (English)

Memorandum
Geography Grade 12 Paper 1 NSC November 2017 Memo (English)

Memorandum
Geography Grade 12 P1 NSC November 2014 Memo (Afrikaans)

Question paper
Geography Grade 12 P2 NSC November 2022 Question Paper (Afr)
%20SEP%202022%20Question%20Paper_hlayiso.com_--a9fc8224-0596-43ea-897e-9b4730291373/v1-4015aa54a8e10b791a04/card.webp)
Question paper
Geography Grade 12 P1 Gauteng Mock 2022 Question Paper (Eng)
More from Grade 12 Geography
%20June%202025%20Question%20Paper--a52dca5e-efc4-4060-84c3-24f7269a2a79/v1-a9ef6866fc707402ff5a/card.webp)
Question paper
Geography Grade 12 P1 Gauteng June 2025 Question Paper (Afr)
%20June%202025%20Question%20Paper--ba0a3969-240a-4bba-bdb6-7d02a7f80205/v1-98bc441a090fdcbd55aa/card.webp)
Question paper
Geography Grade 12 P2 Gauteng June 2025 Question Paper (Eng)

Question paper
Geography Grade 12 Paper 1 KZN Mock 2025 Question Paper

Question paper
Geography Grade 12 Paper 2 KZN Mock 2025 Question Paper

Question paper
Geography Grade 12 P1 NSC June 2025 Question Paper (English)
%202024%20Possible%20Answers_hlayiso.com_--e19dd834-ffaf-4fe6-a8a4-9ee8f8597c29/v1-cd443ecc5afd789f654b/card.webp)
Memorandum